Antique Car Insurance Policy. 1 Classic Car Insurance requires an underlying Liberty Mutual Auto Insurance policy. It covers many different types of vehicles and it provides all the standard collector car auto insurance options like agreed-value insurance broad usage unlimited miles plans spare parts towing pet coverage deductible options from 0 to 10000 flexible payment options and much more.
Even though cheap car insurance in Florida can offer some kind of protection regardless of the model of the car you drive the cost of your investment might not be compensated well if the coverage is limited by the terms of a regular insurance policy. Commonly asked questions about qualifying for classic car insurance Generally to get insurance for classic collector vintage and antique cars or trucks your vehicle needs to be parked in a garage used as an extra car and not your daily vehicle and kept in good working condition. Additionally regular car insurance is often not a good fit due to the value of classic and antique cars.
Thats where classic or antique car insurance comes into play.
This is a toss-up between Hagerty and American Modern but we have to lean towards the latter. With a standard auto insurance policy coverage for damaged vehicles is determined based on appraised values and repair estimates. A classic car insurance policy offers protection that is specifically designed for collector cars and in most cases this coverage costs much less than a standard policy. A classic car insurance policy provides many of the same coverages as a regular auto insurance policy.